Why it means so much...

So I'm a fanatic, weird, pushy and whatever other adjective you want to insert. About what? Getting out of debt. I AM SO EXCITED ABOUT IT!! For about 2 1/2 months Mat and I have faithfully created and tried our best to stick to a budget. Still learning and realizing that there's no such thing as a perfect month, we keep pushing through and have been able to pay hundreds to our  debt. Our goal is to be debt free so that we can be in a great position to invest and buy a home. But the biggest thing in all this is the PEACE that we feel. If we go off budget we know that its not going to break us and we have a peace knowing we have a baby emergency fund. Everything we do is in cash--in our minds building and bowing to the great FICO isn't worth the lack of peace and the stress of making ends meet. It feels so great to be united with Mat on one of the biggest issues and causes of divorce in America--our finances. I wish I could describe how great it feels to be ONE with him.

You may have noticed the tracker on the right--yep we are $27,800 in debt and here is the breakdown:

• Citicards (aka Stupid Debt #1)=$2,100! 
  
• Providian (aka Stupid Debt #2)=$4,700!
• Nissan (aka Stupid Debt #3)=$12,000!
• School Loans (aka Myth: You Can't Have a Student without a Loan)=$9,000
• TOTAL: $27,800.00

We've have had a whole paradigm shift about debt and how its "supposed" to work. Truth is...its not worth the risk and we do NOT want to be slave to these banks the rest of our lives. Proverbs 22:7 says "The rich rules over the poor and the borrower is slave to the lender." We're done being slaves. We're done working for our money only to have to give it to someone else because we couldn't say no to ourselves. We're done. We are living like no one else.......so later.....we can live like no one else. Join us as we celebrate our journey to freedom!!